Guide
Information about the Equitable Life Scheme and Transfer
Last edited: 10/11/2026
The Scheme of Arrangement and Transfer to Utmost Life and Pensions completed on 1 January 2020. All of the Equitable’s policies, other than Irish Policies and German Policies, were transferred to Utmost on that date.
With-Profits Policies received an uplift to the policy value and became unit-linked with-effect from 1 January 2020. Any Investment Guarantees have been removed.
Background information about the Scheme and Transfer can be found in the following documents:
Equitable Life Explanatory Booklet Part A
Equitable Life Explanatory Booklet Part B
Information on the investment choices can be found here:
Investment Choice Booklet Part 1
Investment Choice Booklet Part 2